Fiscal Foxhole
A podcast for military finance enthusiasts

Your Guide to *Smart* Military Finance

Hosted by Army Veteran Rob Moore MQFP®, and Marine Veteran Omen Quelvog CFP® MQFP®, The Fiscal Foxhole is where military grit meets financial smarts. Whether you're active duty, a veteran, or retired, we dive deep into the money matters that matter most.

Roth Conversion Ladders - Rob joins the MMM podcast
Fiscal Foxhole
Roth Conversion Ladders - Rob joins the MMM podcast

Latest Episodes

52
Sept. 16, 2026

Roth Conversion Ladders - Rob joins the MMM podcast

In this crossover episode, Rob Moore, MQFP® joins the Military Money Manual to explain how a Roth conversion ladder can create supplemental income between military retirement and age 59½. Contact The Fiscal Foxhole Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🪜 Roth Conversion Ladder Basics A Roth conversion ladder moves money from a traditional IRA to a Roth IRA over several years, creating potential bridge income before age 59½. The con
51
Sept. 9, 2026

Three Buckets, One Mission

Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® explain how the three-bucket strategy can make investing and retirement income decisions easier to manage. They also explore state tax benefits for 529 plans, the enduring legacy of the Cobra attack helicopter, and why financial resilience is more important than predicting the market. Contact The Fiscal Foxhole Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🚁 Background: The Cobra Takes Flight The
50
Sept. 2, 2026

Not all Advisors Wear the Same Combat Patch

In this episode, Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® tackle one of the most requested topics: financial designations, fiduciary duty, advisor compensation, and how to evaluate financial professionals. They also discuss retirement cash reserves, military-specific planning, and the red flags that should make you pause before taking financial advice. Contact & Booking Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🎙️ Opening Salvo Fisc
49
Aug. 26, 2026

Trump Accounts Deep Dive

In this episode, Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® take a full deep dive into the newly launched Trump Accounts, separating the facts from the hype and discussing how these accounts actually work now that they're available. They also revisit emergency fund planning for military families and explore what happens when a child eventually takes control of a Trump Account. Contact Us: fiscalfoxhole@gmail.com Book a meeting with Rob: https://www.prosperwitheverman.com/contact Book a meeti
48
Aug. 19, 2026

AI and DIY Financial Planning - What Could Go Wrong?

Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® explore the growing role of AI in personal finance, breaking down the different ways people use chatbots for money decisions and where those tools help or fall short. They also discuss Trump accounts for kids, lessons from the C-130 Hercules, and why judgment still matters more than information. Contact and Booking Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob: https://www.prosperwitheverman.com/contact Book a meeting w
47
Aug. 12, 2026

The TSP Episode (FINALLY!)

Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® take a long-overdue deep dive into the Thrift Savings Plan, using Dave Ramsey’s common TSP guidance as a launch point. They also unpack CD ladders, TSP fund choices, L Funds, the G Fund’s unique role, and why intentionality matters more than chasing complexity. Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🪖 Today’s Background: V-J Day Rob and Omen look back to August 14, 1945, when President Ha
46
Aug. 5, 2026

The Principles of Prosperity - Putting Rob's Book to the Test

Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® unpack Rob’s Principles of Prosperity and test whether its five core ideas still hold up inside The Fiscal Foxhole. The episode moves from values and goals to net worth, cash flow, and budgeting, with one reminder: strong financial decisions start with what matters most. DOWNLOAD YOUR COPY TODAY Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🧭 Situation: Principles Under Fire Rob explains why he
45
July 29, 2026

Silver linings to PCS (3 year spring cleanings)

Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® discuss two surprisingly connected topics: moving retirement accounts and moving households. From avoiding costly IRA rollover mistakes to using PCS season as a decluttering opportunity, this episode focuses on reducing friction, risk, and excess baggage in your financial life. Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🪖 This Date in Military History July 27, 1953: the Korean Armistice Agree

About the Hosts

Rob Moore Profile Photo
Rob Moore

MQFP®

Rob is the founder of Everman Wealth & Prosperity, a fee-only financial planning firm in Northern Virginia. He spent over 23 years in the Army before retiring.  He specializes in military families, veterans, and federal employees, helping them navigate the transitions and decisions unique to those careers. Rob holds the Military Qualified Financial Planner (MQFP®) designation and brings that same service-first mindset to every episode of Fiscal Foxhole. Outside of work, he's a sports fan through and through.  But if he's not watching sports, you can usually find him on the golf course or in the gym.

Omen Quelvog Profile Photo
Omen Quelvog

CFP®, MQFP®

Omen is the founder of Formynder Wealth Management, a fee-only fiduciary firm serving military families, veterans, and federal employees. He spent over 25 years in the Marine Corps before retiring. Omen holds both the CFP® and MQFP® designations and specializes in the details that matter most to military and federal careers: values-centered financial planning using the military and federal benefits you earned. He co-hosts Fiscal Foxhole to help families understand the decisions they have and ways they can create informed and values-aligned paths.  Omen lives in Northern Virginia with his wife Megan and a Pitty named "Dobby" who runs the house. He has two adult sons; one in the USAF and one working to become a teacher.  When he's not working, you'll find him training for his next marathon.

Sponsors